Am I liable for the cost of repairs?

I have the perfect solution old chap. Have your secretary write a letter to your insurance company, and then get your man Jones to post it....at the local post office. It is unlikely to be found in the detritus and your conscious will be clear. And from now on, stick to the Bentley as usual. I hear the Lozenge has a faulty big end which causes it to explode prematurely. At least I think that's what I overheard my husband's mistress saying at the Women's Institute recently.